Informed Insured
Guides
Insurance education in plain English
Five plain-English guides: reading a policy, coverage gaps, filing a claim, a starter guide for anyone new to Medicare, and what to do after a car accident — plus a hub on gear that helps prevent claims. Start anywhere — or grab the kit when you want checklists.
How to read a policy
Declarations, exclusions, and the few pages that actually decide what you’re buying.
Read guide → Guide #2 · Coverage LiveCommon coverage gaps
What people assume is covered — deductibles, limits, and the fine print that isn’t.
Read guide → Guide #3 · Claims LiveFile without panic
What to document, who to call, and how to push back if the first answer is “no.”
Read guide → Guide #4 · Medicare NewNew to Medicare
Turning 65? When to sign up, Parts A–D in plain words, Medigap vs. Medicare Advantage, penalties to avoid, and a printable checklist.
Read guide → Guide #5 · Auto NewAfter a car accident
Step by step from the scene to the repair shop: safety, info to swap, photos, your insurer, and California’s SR-1. Printable glovebox checklist.
Read guide → Gear hub · Prevention LiveGear that helps prevent claims
Leak sensors, smoke and CO alarms, document storage, dash cams — what each does, and what it won’t do.
See the gear topics →Claim-ready kit — $47
Printable claim checklists, declarations decoder, photo inventory, call script, and folder map — ready before you need them.