Gear · Fire & electrical

Gear for fire and electrical safety

Fire and electrical problems can do a lot of damage fast. These are the basics most homes start with.

Smoke and carbon monoxide alarms — Most homes are required to have them. Smart versions can alert your phone when you’re away. Check your local code for where alarms go and whether they must be hardwired or interconnected.
Fire extinguishers — The label lists which fire types each one is rated for (ordinary materials, flammable liquids and grease, electrical). Keep one where fires tend to start, like the kitchen and garage, and read the instructions before you need them.
Surge protectors — Help shield electronics from power spikes. They wear out over time, so replace them as the maker recommends.
Upkeep — Test alarms regularly and replace batteries on schedule. An alarm that’s been unplugged or has a dead battery can’t warn anyone.

Helpful tools · Paid links

For alarms, check that the model fits your local code before you install it.

Smoke & CO alarm
Early warning gets people out safely and can catch a fire while it’s small, which often means a smaller loss. Smart models can also alert your phone when you’re away.
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Home fire extinguisher
Can stop a small kitchen or garage fire early, if it’s safe to try (if not, get out). A fire stopped early is often a small repair instead of a large smoke-and-water claim.
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Surge protector
Helps shield TVs, computers, and chargers from power spikes. Coverage for surge damage to electronics varies by policy and cause, and small losses often fall under your deductible.
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Education, not advice. We list product categories for general information; we don’t test, rank, or endorse specific products, and no device guarantees a claim outcome. When it matters, talk to your carrier or a licensed professional.